Canoeing & Kayaking

Are you planning on grabbing a paddle and hopping into a canoe or kayak on your next holiday? Well, if you are, here at DOGTAG we provide cover for keen sports enthusiasts. Whether heading on a nice relaxing paddle or white-water rafting, we’ll likely have the cover for you!

Before you go on your trip, we want to make sure that you understand why you need travel insurance before heading out in your kayak or canoe, along with what cover we have available to protect you.

As a lower risk sport, canoeing and kayaking is mostly covered as a standard activity in your policy, so comes at no extra cost (unless white water rafting). To get cover for your next canoeing or kayaking holiday simply select the activity during the quote process and we’ll automatically show you the sporting level of cover that you will need – its super easy!

Some of the cover available to you:

At DOGTAG, all of our single and annual multi trip policies include cover for events that may happen during any holiday, for example, lost or damaged luggage, emergency medical costs and trip cancellation. More specifically, the policies we offer include:

• 24/7 emergency medical assistance team
• Up to £10 million emergency medical expenses, including bringing you home if it is medically necessary
• Cancellation cover

What cover is there specifically for kayaking and canoeing?

The policy automatically includes cover for an array of sports including some canoeing and kayaking activities (excluding some white-water rafting). If covered under the standard policy this will come at no extra cost to you, but we will let you know during the quote process, once you have selected the activity. To check the full list, click here.

Here is some of the benefits available to you specific to kayaking and canoeing:

• Cover if your personal belongings you take on the trip are lost, damaged, stolen or destroyed
• Specific equipment such as GPS units, radios, lifesaver vest and water proof clothing are lost damaged, stolen or destroyed with the Sports Extension

What will canoeing & kayaking travel insurance not cover?

There are some things that we will not cover and could risk your claim being declined:

• If you have travelled against government restrictions
• If you are travelling against medical advice
• If you have not disclosed your full medical history
• If you were under the influence of alcohol or drugs during the time of an incident that later led to a claim
• Not wearing the correct protective safety equipment
• For more information on what circumstances are and are not covered under a DOGTAG travel insurance policy, click here.

How much does canoeing & kayaking travel insurance cost?

The cost of a travel insurance policy, with cover for canoeing or kayaking, will vary depending on the level of cancellation cover you choose, as well as any additional activities you plan on doing during your holiday. The length of your trip, any medical conditions you have, your age, and your trip destination will also play a part in the overall price of the policy.

Canoeing and kayaking vary in which sports cover level they come under. You will simply need to select whether the canoeing, kayaking or white-water rafting is taking place inshore within 12 nautical miles of the coastline up to a grade 3, or whether up to a grade 4 or 5. Once you have selected what it is you are doing, we will then show you the level of sports cover which is best for you.

Make sure to remember that you’ll also be covered for any other sports covered in the same policy. If you would like to check what else is included under the sporting levels, please click here.

Can I buy canoeing & kayaking travel insurance with a pre-existing medical condition?

Yes, generally you can! Here at DOGTAG we don’t believe that having a medical condition should stop you from canoeing or kayaking.

Although, it is important that you let us know about any medication that you take, along with any medical conditions you may have during the quote process. So that we can have the best overall picture of your health and, where possible, offer travel insurance, we will ask you a few questions about your medical history during the online quote. If you would prefer to talk this through with our friendly customer service team then please give them a call.

Please note, failure to let us know about any existing medical conditions could lead to a claim being declined later down the line, should the claim itself be related to any undeclared medical history.

What destinations does canoeing & kayaking travel insurance cover?

Here at DOGTAG, we offer cover for most destinations in the world! All you need to do is simply select where is it you are going during the quote process, and we will automatically select the destination group that it falls into.

If you are planning to travel to more than one destination throughout the year (and need an annual multi trip policy) simply click here to check the geographical zone(s) that your planned destinations fall into! If the destinations you are heading to fall into different geographical zones, there may be an additional cost, but we’ll work all that out for you!

When should I buy my canoeing & kayaking travel insurance?

It is in your best interest to purchase your travel insurance policy as soon as you book your holiday. This is because if something were to happen before you went away, which meant that you needed to cancel the trip, you would be covered for the reasons listed under your policy. You can see the reasons for trip cancellation in the policy wordings here.

You should note that you aren’t covered for any cancellation reasons until you have purchased the policy and have the cover in place.

We will cover cancellation from the date of purchase for single trip policies, and the start date of the policy for the annual multi trip policies.

What level of cover do I need for canoeing & kayaking travel insurance?

Canoeing and kayaking travel insurance is covered by either DOGTAG Sport cover level or Sport+. Which level it falls under depends on if you are grade 3, 4 or 5. During the quote process we will automatically show you the sporting levels most suitable to your trip. You will then need to choose the most suitable level of cancellation cover applicable to your holiday (base, pro or max).

Don’t forget, you will also be covered for any sports within the same level of cover! To see the other sports and activities we cover please click here.

Can I buy an annual multi trip policy for canoeing & kayaking travel insurance?

Yes! Generally, an annual multi trip policy offers better value for money if you are planning on travelling more than once within 12 months. It also saves time from having to get a new quote each time you go on holiday for that year.

At any point if you need to change or amend your policy, the customer service team will be happy to help! To contact them, you can do so via the live chat by clicking here (available 9am – 6pm Monday – Friday), or alternatively by using our contact us page.

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